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Supplemental Insurance

Additional Insurance to Cover the Gaps.

At CIA Insurance & Risk Management, we’re committed to offering a total array of insurance services that meet your every need. That’s why we offer additional insurance coverage to keep you protected in areas that your current Health Insurance policy does not cover – for peace of mind assurance that keeps your finances secure.

Supplemental Insurance works to cover any gaps in your Health Insurance plan. This can include any out-of-pocket medical expenses, such as deductibles and co-payments that you cannot afford. It can also provide cash benefits to assist you in certain situations such as, high living expenses, loss of income due to an illness or injury, and money to pay for medication.

Types of Supplemental Insurance

There are many types of Supplemental Insurance, which is why it’s important to talk with an insurance representative from CIA Insurance & Risk Management to discuss your options. A couple of examples include additional insurance for Medicare and Maternity.

Medicare Supplemental Insurance provides current individuals under Medicare with assistance for items not covered under Medicare Part A and Part B. This can include co-pays, deductibles, and co-insurance that can add up to large out-of-pocket expenses.

Maternity Supplemental Insurance helps to cover any medical expenses up to the delivery of the baby. This can include deductibles, co-payments, and more – so you’re not stuck with unexpected expenses on top of your existing bills.

Since Supplemental Insurance is an addition to your Health Insurance policy, it’s important to note that it does not act as a traditional Health Insurance policy.

Avoid gaps in your current Health plan with Supplemental Insurance from CIA Insurance & Risk Management.
 

Our Location

CIA Insurance & Risk Management

45600 Village Blvd.
Shelby Township, MI 48315
Main office: 586-218-3091
Toll free: 888-226-7730
Fax: 586-532-8300

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.